Software / SaaS

Basing credit decisions on the future, not the past

“We wanted to develop a 21st Century way of underwriting credit,” Kapadia said. “And the problem I had in coming here 23 years was just exacerbated for foreign students because of the 9/11 attacks and the Card Act that restricts some marketing of credit card products.”

No Credit Score, No Problem

A credit card company startup, founded by Carnegie Mellon alumnus Kalpesh Kapadia, is scoring big among international students.

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